01
SHARE YOUR SEARCH
Tell George your preferred area, price range, timeline, and homebuying priorities.
Questions? Call George303-881-3812
GET POSSIBLE ASSUMABLE HOMES
Akeman Assumable Loan Partnership Program
RATES AREN’T GREAT. BUT YOURS COULD BE.
Some homes may have an existing mortgage that a qualified buyer can assume. George can help you find possible opportunities, then a qualified mortgage professional verifies the loan and compares the numbers.
Rates, payments, eligibility, and potential savings vary by property and buyer. Loan assumptions require lender or loan-servicer approval.
ASSUMABLE MORTGAGE OPPORTUNITYVERIFY PER LISTING
Existing interest rateReviewed by lender
Remaining loan balanceProperty specific
Estimated savingsPersonalized comparison
01Curated assumable listings
02Existing loan-term review
03Personalized savings estimate
04Guidance from start to finish
A DIFFERENT WAY TO LOOK AT FINANCING
COULD AN EXISTING MORTGAGE CHANGE THE NUMBERS?
Some properties are sold with mortgages that may be assumable. If the buyer qualifies and the lender approves the transaction, the buyer may be able to take over the seller’s remaining loan balance and existing loan terms.
✓Potential access to the seller’s existing interest rate
✓A payment scenario to compare with new financing
✓Property-specific review by a qualified mortgage professional
COMPARE BEFORE YOU DECIDE
NEW FINANCING
Current loan option
Review the available rate, payment, costs, and qualification requirements.
POSSIBLE ASSUMPTION
Existing loan terms
Compare the seller’s verified rate, balance, remaining term, and estimated payment.
Not every loan is assumable. The buyer must qualify, and the remaining loan balance may not cover the full purchase price.
HOW THE PROGRAM WORKS
FROM SEARCH TO SAVINGS REVIEW
George helps identify possible opportunities, then a qualified mortgage professional reviews the actual loan information and buyer eligibility.
02
EXPLORE POSSIBLE HOMES
Review available properties that may have assumable financing.
03
VERIFY THE LOAN
A mortgage professional confirms the loan details and qualification requirements.
04
COMPARE THE NUMBERS
Review the estimated payment, savings, remaining balance, and potential purchase-price gap.
REAL CLIENT RESULT
A RECENT PARKER BUYER
A recent Parker buyer assumed an existing mortgage with a 2.375% fixed interest rate. The estimated savings below come from the loan comparison prepared for that transaction.
ESTIMATED MONTHLY SAVINGS$1,057Estimated comparison for this transaction
ESTIMATED YEARLY INTEREST SAVINGS$12,682Estimated comparison for this transaction
PROJECTED TOTAL INTEREST SAVINGS$380,471Projected over the remaining 29.6-year term
Individual results vary. These figures are transaction-specific and depend on the property, existing loan terms, comparison financing, borrower qualification, and lender or loan-servicer approval. Projected savings are estimates and are not guaranteed.
START YOUR SEARCH
SEND ME ASSUMABLE HOMES AND MY SAVINGS ESTIMATE.
Share what you’re looking for. George can help you explore possible listings and connect you with a qualified mortgage professional to review the numbers.
George AkemanRealtor® | Broker AssociateAkeman Home Team | HomeSmart303-881-3812 · GeorgeAkeman.com
EXPLORE YOUR OPTIONS
Complete the form to request possible assumable listings and a personalized comparison.
COMMON QUESTIONS
WHAT BUYERS SHOULD KNOW
Is every mortgage assumable?
No. Assumability depends on the existing loan, its requirements, and approval from the lender or loan servicer.
Do buyers still need to qualify?
Yes. Buyers must meet the applicable income, credit, occupancy, and other lender requirements.
Will the loan cover the full purchase price?
Not necessarily. The buyer may need cash or additional permitted financing to cover the difference between the remaining balance and purchase price.
Are lower payments or savings guaranteed?
No. Rates, payments, costs, and savings vary and must be calculated using the specific property, existing loan, and buyer information.